Should you invest in gold and silver before 2026? Here's what experts think.

That creates a real dilemma for investors deciding if now is the moment to act or if patience makes more sense.

SEATTLE (Scrap Monster): Gold and silver prices have both surpassed numerous price records in 2025. Gold is trading above $4,000 per ounce and silver has more than doubled since early 2023. Analysts point to central bank buying, inflation worries and currency concerns as reasons why both metals could push even higher heading into 2026.

But buying at record highs isn't a decision to make lightly. Gold and silver don't behave like stocks and bonds and the economic forces driving prices today could shift quickly. That creates a real dilemma for investors deciding if now is the moment to act or if patience makes more sense.

So, should you invest in gold and silver before 2026? We asked some financial advisors and precious metals experts to weigh in on what's driving demand right now, what risks you need to understand and how to decide if gold and/or silver belong in your portfolio now, in the final weeks of the year.

Should you invest in gold and silver before 2026? 

Investors should diversify into precious metals right now, according to Eric Roach, managing partner at Summit Metals, an online retailer for physical precious metals. 'Gold and silver are still highly uncorrelated to the stock market and even the bond markets,' he explains.

Ian Ross, vice president of operations at precious metals wholesaler Ross Metals, sees these metals as safeguards during volatility. As a third-generation jeweler, he's witnessed their reliability throughout economic cycles.

Henry Yoshida, a certified financial planner and co-founder of Rocket Dollar, a Texas-based financial services company, echoes that outlook. 'Gold and silver will play a strategic role in an investor's portfolio before 2026, especially with elevated global debt levels and continued inflation pressures,' he says.

Courtesy: www.cbsnews.com